New Built for the EU AI Act era — explainable by design
Evidence-first financial-crime intelligence

One platform to stop financial crime — and prove it.

RegNovaIQ unifies sanctions, fraud, money-laundering and customer-due-diligence into a single intelligent platform — one that doesn't just catch risk, but produces audit-ready proof behind every decision.

SANCTIONS & PEP SCREENING TRANSACTION MONITORING AUDIT-GRADE PROOF
Mapped to the frameworks that define modern financial-crime compliance
EU AI Act explainability 6AMLD EU FATF 40 Recommendations DORA operational resilience OFAC / SDN sanctions FinCEN US MiCA crypto-assets Travel Rule VASP UK MLR 2017 FCA Wolfsberg principles
Coverage
0
Regulatory & sanctions sources monitored
Sanctioned targets
0
Designated parties tracked across global watchlists
Frameworks
0
AML/CFT & AI frameworks mapped end-to-end
Regimes
0
Sanctions regimes screened — US · EU · UK · UN

Live sanctions & watchlist figures sourced from OpenSanctions public data · as of 29 Jun 2026

The platform

One platform. Every control.

The fragmented stack of aging point tools — replaced by a single system where detection, explanation and proof live together.

Risk ring detected
// 01 · GRAPH

Unified Risk Graph

People, companies and accounts resolved into one connected picture — so the relationships criminals use to hide are surfaced, not lost between siloed systems.

ENT·7F2AAurora Freight Co · illustrativeClear
SUB·8821Beneficial owner · illustrativeFlag
Screen
// 02 · SCREEN

Realtime Sanctions & PEP Screening

Names, payments and counterparties checked against global watchlists the moment they move.

PAY·44A1Counterparty · illustrativeClear
SUB·8821Subject · PEP · illustrativeFlag
// 03 · EXPLAIN

Explainable AI Decisions

Every score arrives with a plain-language reason your analysts and regulators can trust.

Why flagged · illustrative
Beneficial owner matches a sanctioned profile (92% name + DOB) and shares an address with two prior alerts.
conf92%
// 04 · PROVE

Audit-grade Provenance

Every decision sealed, time-stamped and independently verifiable.

Evidence sealed
tamper-evident · verifiable
// 05 · MONITOR

Continuous Regulatory Monitoring

Rule changes tracked across jurisdictions — and translated into what they mean for you.

Workflow

Case & SAR Workflow

From alert to investigation to regulatory filing — managed in one place, with the evidence attached.

Alert Review SAR
01 — Unified Risk Graph

See the whole picture, not one transaction at a time.

Legacy tools judge each payment in isolation. RegNovaIQ resolves entities and connects them — exposing the rings, shells and intermediaries that only make sense when you can see them together.

  • Entity resolution across people, companies and accounts
  • Relationship & network view that reveals hidden links
  • Risk that compounds into a single, prioritised signal
graph · risk ring detected · illustrative
02 — Realtime screening

Screen everything, the moment it happens.

Counterparties, payments and onboarding checks resolved against global watchlists in real time — so risk is caught at the point of action, not in a report the next morning.

  • Sanctions, PEP and adverse-media screening in one pass
  • Fewer false alarms — risk ranked, not just flagged
  • Every match carries its evidence with it
screening · illustrative example
ENT·7F2A
Aurora Freight Co
payment
€48,200Clear
SUB·8821
Beneficial owner
PEP · OFAC adjacency
Flag · review
ENT·3C9D
Helix Holdings
onboarding · KYB
Clear
ENT·5B14
Quorson Pay
counterparty · travel rule
Scoring
03 — Explainability & proof

Turn audits from weeks of scramble into a single click.

Because every decision is explained and sealed as it's made, the evidence is already there. When a regulator or auditor asks why, the answer — and the proof behind it — is one click away.

  • Plain-language reasoning behind every score — no black boxes
  • Tamper-evident, time-stamped record of every action
  • Examination-ready exports, generated on demand
decision · explained & sealed · illustrative
Why flagged
Beneficial owner (illustrative subject) matches a sanctioned profile (92% name + DOB) and shares an address with two prior alerts.
Sanctions match Shared address Prior alerts
Sealed & verifiable
tamper-evident decision record
Why now

Financial crime is getting smarter.
The tools fighting it haven't.

Three forces are colliding at once — and together they open the door to a fundamentally better approach.

01 / 03
The threat

Crime is evolving

Criminals hide behind shell companies, synthetic identities and tangled webs of accounts. The schemes move faster — and the money moves with them.

02 / 03
The pressure

Regulators expect more

Supervisors now demand broader oversight, delivered faster, with a clear explanation behind every decision. The EU AI Act makes that explainability the law.

03 / 03
The opening

AI changes what's possible

Trustworthy AI makes it possible — for the first time — to connect the dots, explain the reasoning and prove the result. That's the moment we were built for.

Most institutions still run a dozen disconnected, aging tools that look at transactions in isolation — missing the connections that matter and burying analysts under false alarms. RegNovaIQ replaces that fragmented stack with one platform built the way regulators actually work: evidence first.

The shift

The old way vs RegNovaIQ

The same job — done with proof, instead of guesswork.

Legacy stack
A dozen aging tools
Transactions judged one at a time, in isolation
Black-box scores no one can explain
Audits take weeks of manual scramble
Analysts buried under false alarms
Static rules that lag behind the regulation
RegNovaIQ
One unified platform
Connected risk graph that reveals the whole network
Explainable, reasoned decisions in plain language
Audit-ready proof, generated on demand
Risk ranked, so attention goes where it matters
Continuous monitoring that keeps pace with the rules
Why we win

Built to be hard to copy — and hard to leave.

Six advantages that compound into a durable, defensible lead.

01

Sees the hidden connections

We surface the relationships between people, companies and accounts that criminals rely on — instead of looking at transactions one at a time.

02

Explains every decision

It tells you why something is risky, in plain language — so analysts and regulators can trust it. No black boxes.

03

Proof you can't argue with

Every decision is locked, time-stamped and independently verifiable — turning audits from weeks of scramble into a single click.

04

Privacy by design

It works on the most sensitive data without exposing it — and gets smarter from patterns across the network without anyone sharing private information.

05

AI that does the work, under control

Automated compliance assistants handle the heavy lifting — always under human approval, never on autopilot.

06

One platform, compounding value

RegNovaIQ replaces a fragmented stack with a single system. The more of your risk program runs on it, the more valuable it becomes — and the harder it is to leave.

Trust & security

Bank-grade security. Privacy by default.

Built for the most regulated environments on earth — protecting sensitive data at every layer.

Your data stays yours

Each institution's information is fully isolated by tenant and never shared, pooled or exposed to anyone else.

Protected at every step

Sensitive data is encrypted in transit and at rest, under least-privilege access — and analysed without ever being exposed in the clear.

Every action recorded

A complete, immutable audit trail captures who did what, and when — ready for any review or examination.

Tenant isolation Encryption in transit & at rest Least-privilege access Immutable audit trails Role-based access control Data residency controls Privacy-preserving analytics

On our security roadmap SOC 2 Type II — program underway

FAQ

Questions, answered.

What does RegNovaIQ actually do?
It brings the core jobs of a financial-crime program — sanctions and PEP screening, transaction monitoring, fraud and money-laundering detection, and customer due diligence — onto one platform. Crucially, it doesn't just flag risk; it explains each decision and seals the evidence behind it.
Is the data on this page real?
Yes. The intelligence console shows live, public regulatory and sanctions data — the official OFAC, UN, EU and UK HMT watchlists, with real sanctioned-target counts and official publication dates, sourced from OpenSanctions public data (as of 29 Jun 2026). It contains no customer, tenant or case data of any kind. The product visuals elsewhere on the page are clearly labelled illustrative examples.
What does "and prove it" really mean?
Every decision is recorded with its plain-language reasoning, time-stamped, and sealed so it can be independently verified. When a regulator or auditor asks how a conclusion was reached, the explanation and the evidence are already there — not reconstructed weeks later.
Is our data ever shared or pooled with other customers?
No. Each institution's data is isolated by tenant and never shared, pooled or exposed. The platform can recognise patterns across the network using privacy-preserving techniques — without anyone's underlying data ever leaving its boundary.
Which regulations and frameworks does it map to?
Controls are mapped to the frameworks that define modern compliance — including the EU AI Act, 6AMLD, FATF, DORA, OFAC/SDN sanctions, FinCEN, MiCA and the Travel Rule — so obligations translate directly into platform behaviour.
How do you use AI responsibly?
AI handles the heavy lifting, but never acts unchecked. Every automated step is explainable, recorded, and kept under human approval — designed from the ground up to satisfy the EU AI Act's expectations for high-risk systems.
Get started

See it for yourself.

Book a 30-minute walkthrough tailored to your institution. Investors and partners are warmly welcome too.

or email [email protected]