One platform to stop financial crime — and prove it.
RegNovaIQ unifies sanctions, fraud, money-laundering and customer-due-diligence into a single intelligent platform — one that doesn't just catch risk, but produces audit-ready proof behind every decision.
One platform. Every control.
The fragmented stack of aging point tools — replaced by a single system where detection, explanation and proof live together.
Unified Risk Graph
People, companies and accounts resolved into one connected picture — so the relationships criminals use to hide are surfaced, not lost between siloed systems.
Realtime Sanctions & PEP Screening
Names, payments and counterparties checked against global watchlists the moment they move.
Explainable AI Decisions
Every score arrives with a plain-language reason your analysts and regulators can trust.
Audit-grade Provenance
Every decision sealed, time-stamped and independently verifiable.
Continuous Regulatory Monitoring
Rule changes tracked across jurisdictions — and translated into what they mean for you.
Case & SAR Workflow
From alert to investigation to regulatory filing — managed in one place, with the evidence attached.
See the whole picture, not one transaction at a time.
Legacy tools judge each payment in isolation. RegNovaIQ resolves entities and connects them — exposing the rings, shells and intermediaries that only make sense when you can see them together.
- Entity resolution across people, companies and accounts
- Relationship & network view that reveals hidden links
- Risk that compounds into a single, prioritised signal
Screen everything, the moment it happens.
Counterparties, payments and onboarding checks resolved against global watchlists in real time — so risk is caught at the point of action, not in a report the next morning.
- Sanctions, PEP and adverse-media screening in one pass
- Fewer false alarms — risk ranked, not just flagged
- Every match carries its evidence with it
Turn audits from weeks of scramble into a single click.
Because every decision is explained and sealed as it's made, the evidence is already there. When a regulator or auditor asks why, the answer — and the proof behind it — is one click away.
- Plain-language reasoning behind every score — no black boxes
- Tamper-evident, time-stamped record of every action
- Examination-ready exports, generated on demand
Financial crime is getting smarter.
The tools fighting it haven't.
Three forces are colliding at once — and together they open the door to a fundamentally better approach.
Crime is evolving
Criminals hide behind shell companies, synthetic identities and tangled webs of accounts. The schemes move faster — and the money moves with them.
Regulators expect more
Supervisors now demand broader oversight, delivered faster, with a clear explanation behind every decision. The EU AI Act makes that explainability the law.
AI changes what's possible
Trustworthy AI makes it possible — for the first time — to connect the dots, explain the reasoning and prove the result. That's the moment we were built for.
Most institutions still run a dozen disconnected, aging tools that look at transactions in isolation — missing the connections that matter and burying analysts under false alarms. RegNovaIQ replaces that fragmented stack with one platform built the way regulators actually work: evidence first.
The old way vs RegNovaIQ
The same job — done with proof, instead of guesswork.
Built to be hard to copy — and hard to leave.
Six advantages that compound into a durable, defensible lead.
Sees the hidden connections
We surface the relationships between people, companies and accounts that criminals rely on — instead of looking at transactions one at a time.
Explains every decision
It tells you why something is risky, in plain language — so analysts and regulators can trust it. No black boxes.
Proof you can't argue with
Every decision is locked, time-stamped and independently verifiable — turning audits from weeks of scramble into a single click.
Privacy by design
It works on the most sensitive data without exposing it — and gets smarter from patterns across the network without anyone sharing private information.
AI that does the work, under control
Automated compliance assistants handle the heavy lifting — always under human approval, never on autopilot.
One platform, compounding value
RegNovaIQ replaces a fragmented stack with a single system. The more of your risk program runs on it, the more valuable it becomes — and the harder it is to leave.
Encrypted in transit and at rest. Privacy by default.
Built for the most regulated environments on earth — protecting sensitive data at every layer.
Your data stays yours
Each institution's information is fully isolated by tenant and never shared, pooled or exposed to anyone else.
Protected at every step
Sensitive data is encrypted in transit and at rest, under least-privilege access — and analysed without ever being exposed in the clear.
Every action recorded
A complete, immutable audit trail captures who did what, and when — ready for any review or examination.
Building trusted, evidence-led intelligence for regulated industries.
RegNovaIQ exists to help financial institutions and regulated enterprises manage risk with transparency, privacy, and operational control.
Principles that guide every release
Evidence first
Every decision must be traceable, explainable, and auditable. No score without a source. No flag without a fact.
Privacy by design
Federated scoring, hashed identifiers, and consent-driven enrichment deliver intelligence without compromising customer confidentiality.
Regulator readiness
Built to align with FATF, EU 6AMLD, FinCEN, and MAS expectations with confidence intervals instead of binary flags.
Why we built RegNovaIQ
Compliance teams spend more time managing vendor tools than managing risk. We saw regulated institutions paying millions for opaque scores, fighting false positives, and assembling evidence manually for every audit. RegNovaIQ was built to change that.
- Open intelligence. Zero dependency on paid watchlist vendors. Open-source sanctions, registries, and public filings by default.
- Self-improving models. Feedback from enforcement outcomes, delistings, and analyst overrides continuously recalibrates risk models.
- Deception detection. Detect ESG washing, narrative coordination, and subsidiary risk laundering that data vendors miss.
Our mission
- Deliver privacy-first risk intelligence at enterprise scale.
- Give compliance teams clarity and evidence for every decision.
- Enable cross-institution collaboration without data leakage.
Designed for enterprise partnerships
We will work with your risk team to map requirements, configure policy controls, and validate evidence workflows.
- Discovery & alignmentAssess regulatory requirements, data landscape, and operational priorities.
- Design & deploymentImplement integrations, governance controls, and workflow automation.
- Continuous improvementIterate with analytics, model governance, and operational feedback.
Careers
We are building the next generation of risk intelligence with a focus on privacy, evidence, and operational excellence. Reach out to learn about opportunities.
Company registration
Our statutory details, as filed. The public record is linked below.
- Registered name
- NOVAIQ LIMITED
- Company number
- 16948483
- Place of registration
- England and Wales · Private limited company
- Incorporated
- 7 January 2026
- Registered office
- Flat 137 Leon House, 233 High Street, Croydon, England, CR0 1FX
- Nature of business
- Business and domestic software development (SIC 62012)
- Public record
- Companies House — NOVAIQ LIMITED (16948483)
Leadership
-
William Davis — Co-Founder
Ready to modernize your risk program?We are pre-revenue and have no customers yet.
A cloud-native, multi-tenant SaaS platform.
RegNovaIQ is delivered as hosted SaaS on Microsoft Azure in the EU. Other deployment models are not offered today. It is not yet in production and has no customers.
Architecture
Containerised services
The platform is built as independently deployable services running in managed Kubernetes. Capacity scales with screening volume rather than being provisioned per customer, which is what makes a single deployment able to serve institutions of very different sizes.
Managed relational database
The platform is designed to hold customer records in a managed PostgreSQL service operated by the cloud provider. No customer records are held today.
Event streaming
Transactions and screening requests are processed through a Kafka streaming layer running inside the platform's own cluster. This is what allows sanctions and fraud screening to run in real time as events arrive, rather than in an overnight batch.
Graph store for entity networks
Relationships between entities — ownership chains, mule networks, shared identifiers — are held in a Neo4j graph database running inside the platform's cluster, so network questions are answered as graph traversals rather than as repeated relational joins.
Machine-learning detection
Detection models score entities and transactions in line with processing. Every score is emitted together with the features and the reasons behind it, so an analyst — or a regulator — can see why a decision was reached and not merely what it was.
Multi-tenancy
Every record is bound to a tenant, and tenant isolation is enforced in the data layer rather than only in application code.
Security posture
Encryption in transit
All traffic to the platform, and between its internal services, is encrypted using TLS.
Encryption at rest
Databases and object storage are encrypted at rest.
Access control and audit
Role-based access control governs every action, and privileged operations are written to an append-only audit trail.
We hold no SOC 2 report. No SOC 2 examination has been completed. We do not currently hold ISO 27001 or any other third-party security certification, and we do not claim to.
Talk to us about the architectureFor architecture detail, data-residency questions or a security review, get in touch.
Questions, answered.
What does RegNovaIQ actually do?
Is the data on this page real?
What does "and prove it" really mean?
Is our data ever shared or pooled with other customers?
Which regulations and frameworks does it map to?
How do you use AI responsibly?
See evidence-led compliance in action.
Schedule a tailored demo, or explore how RegNovaIQ replaces fragmented vendor tools with one traceable platform.
Tell us about your requirements
We tailor each demo to your industry, regulatory environment, and technology stack.
Tell us your organisation, the topic (platform overview, product deep dive, deployment & integrations, partnership or other) and what you need. Your message goes directly to our team from your own email client; this site does not collect or store it.
Email contact@regnovaiq.comEnterprise onboarding for regulated teams
RegNovaIQ aligns to your governance standards and security requirements.
- Requirements workshopScope regulatory mandates, workflows, and data integrations.
- Solution blueprintDefine architecture, security posture, and timeline.
- Deployment & enablementLaunch with dedicated support and knowledge transfer.
Security documentation
Security questionnaires, architectural reviews, and compliance documentation are supported during onboarding.
Request security documentation- Email: contact@regnovaiq.com
- Global partnerships and enterprise sales
See it for yourself.
Book a 30-minute walkthrough tailored to your institution. Investors and partners are warmly welcome too.
or email contact@regnovaiq.com